How Swiftspay Works
Millions of people trust Swiftspay to send and receive money or pay online—without sharing their financial information.
Across the table or around the globe, we make it simple to transfer money to anyone who uses Swiftspay. Our advanced search makes it easy to find and know who you’re sending money to. If they don’t have an account with Swiftspay, it’s easy to open one.
Create an acount in seconds
It's free to open an account and buy something using Swiftspay. Sign up quickly with your name and email address, then add your bank account, debit, or credit card-and you're ready to start using Swiftspay online.
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Receive and collect money
It’s easy for anyone to securely send money to your account with Swiftspay. Share your unique Swiftspay account details or QR code to make it even easier. When you need to collect money from groups, set up a Money Pool.
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Shop and buy online or in person
Choose Swiftspay at checkout and you can skip entering your financial info when you make a purchase. Swiftspay Purchase Protection1 helps you shop with confidence. You can also use Swiftspay to pay in person with QR codes.
Swiftspay simplifies your life
We believe it should be simple to get, spend, and send your money. That’s why our services are designed to fit into your everyday life. Whether you’re shopping, splitting expenses, or getting paid for sales, we’re here to help make it as easy as possible.
Add payment methods to your wallet
Your Swiftspay wallet securely stores your credit card, debit card, and bank account info in one place, so choosing your payment option at checkout is a breeze. You can even select Swifyspay to pay with credit card points.
Join over 3 million Swiftspay users
Users and merchants in our growing network count on us to help them securely spend, send, and get their money. Our focus on fraud protection, 24/7 monitoring, and secure encryption technology is one reason why we've been a trusted brand.


